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Federal Financial Aid Programs

In order to be considered for federal student financial aid programs, you must meet the federal student aid eligibility rules and complete an on-line application.  Simply follow the easy steps in the How to Apply for Financial Aid page of this website. Of course, if you need any help or have questions about the application process; the financial aid office staff is available to assist you.  Please call 1-800-225-5984 and schedule an appointment with a member of our financial aid office.

The Federal student financial aid programs available at Western Technical College are as follows: (The name of each program is a link to the U.S. Department of Education’s website for the specific program.  This site contains the most current and detailed information available).

U.S. government shutdown. Question or concerns on student financial aid and/or VA educational benefits
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Federal Pell Grant provides grant aid money to assist students who have not already received a Bachelor’s Degree.  The maximum award is $5,775.00.  (Note: If you are eligible for a Pell Grant and your parent or guardian was a member of the U.S. Armed forces who died as a result of military service in Iraq or Afghanistan after Sept. 11, 2001, you will receive the maximum Pell Grant for the award year).

Federal Supplemental Opportunity Grant (FSEOG) provides additional grant aid money to certain students who qualify for a Federal Pell Grant.  Awards are granted to students with the lowest Expected Family Contributions (EFCs).  SEOG awards at Western Technical College normally range from $100 to $500, and are generally awarded exclusively to students with a “zero” EFC.

Federal Work-Study (FWS) provides part-time jobs to students with financial need.  Students will earn a paycheck for hourly work and can use the money towards personal expenses.  Awards vary based upon funding levels and student availability to work. A separate application is required and available at the Student Services office.  Jobs are limited and therefore, available on a first-come, first-basis.

Federal Direct Subsidized Stafford Loan is a loan* available to students with financial need. The federal “subsidy” includes the elimination of interest while the student is in school and a reduction of the interest rate during repayment.  The loan amount is based on grade level, dependency status and financial need.

Federal Direct Unsubsidized Stafford Loan is a loan* available to students in which you are not required to demonstrate financial need. Interest accrues (accumulates) on the loan from the time it is first disbursed (paid out).  You can still pay the interest while you are in school, during grace periods and deferment periods.  If you choose not to pay the interest, it will be added to your loan balance and interest will accrue on the higher principal loan amount.  The loan amount is based on grade level and dependency status.

Federal Parent PLUS Loan is a loan* available to parents of dependent students.  A parent, if credit approved, may borrow up to the cost of attendance less other financial aid.

Federal Aid to Native Americans is available to students who are enrolled members of a federally recognized Indian Tribe, Alaska Natives, or ¼ degree Indian blood descendant of a federally recognized tribe. Most programs are based on financial need and the availability of funds. Eligibility is determined and administered by your tribe and may be awarded in successive years based on the students satisfactory academic progress. Information and applications are available from the education office of the tribe with which you are affiliated or possess membership. Information is also available from the Bureau of Indian Affairs, Washington, D.C. 20245 or visit the Bureau of Indian Affairs website.

* A loan is a financial obligation that must be re-paid in the future through monthly payments, including interest.  It is very important to know and understand the terms of a loan before signing a promissory note and entering a loan obligation.  The terms of a loan include interest rate, repayment schedule, and borrower rights and responsibilities.

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