FINANCIAL AID OPTIONS
Most college students are eligible for federal Financial Aid, but there are eligibility rules for each program. Learn more about the Department of Education’s Eligibility Requirements.
There are many programs available from several government departments:
- Federal Pell Grant provides grant money to students who do not have a bachelor’s degree already. (Note: If you are eligible for a Pell Grant and your parent or guardian was a member of the U.S. Armed forces who died as a result of military service in Iraq or Afghanistan after Sept. 11, 2001, you will receive the maximum Pell Grant for the award year.)
- Federal SEOG Grant is a supplement to the Pell Grant for those students who are eligible receive a large Pell Grant. There is no separate application. Eligible students will be notified through the web portal as part of their Award Letter.
- Federal Work-Study (FWS) provides part-time jobs to students with financial need. Students will earn a paycheck for hourly work and can use the money toward personal expenses. Awards vary based upon funding levels and student availability to work. A separate work application is required and available at the Student Services office. Jobs are limited and available on a first-come, first-served basis.
- Federal Direct Subsidized and Unsubsidized Stafford Loanis a loan program available to help students pay for their educational costs. The Subsidized Loan is available to students with financial need, while the Unsubsidized Loan is available in addition to the Subsidized amount and is not based on financial need (That means it is available to most students regardless of family income). Click the link above or stop in to the Financial Services Office to learn more about federal student loans.
- Federal Parent PLUS Loanis a loan available to the parent(s) of dependent students. A parent, if their credit is approved, may borrow up to the cost of attendance less other financial aid.
- Aid Programs for Veterans, Military, and Dependents of Disabled/Deceased Veterans: Please visit our Financial Aid Programs for Military and Veterans page for more information on these programs.
- Federal Aid to Native Americans is available to students who are enrolled members of a federally recognized Indian Tribe, Alaska Natives, or ¼ degree Indian blood descendent of a federally recognized tribe. Most programs are based on financial need and the availability of funds. Eligibility is determined and administered by your tribe and may be awarded in successive years based on satisfactory academic progress. Information and applications are available from the education office of your tribe or from the Office of Public Affairs – Indian Affairs in Washington, D.C.
WHAT HAPPENS NEXT
Call 1-800-225-5984 to schedule an appointment with a member of our Financial Aid team. We’re here to help!
FREQUENTLY ASKED QUESTIONS
What types of aid programs are available to veterans, military personnel, or dependents of disabled/deceased service members? There are a number of different programs for people in different circumstances. For more information, please visit our Financial Aid Programs for Military and Veterans page.
What are my rights as a Financial Aid recipient? Great question! Getting financial assistance comes with certain rights, and certain responsibilities. A summary of these, with links to obtain details, can be found at: Rights and Responsibilities of Financial Aid Recipients.
I’ve done my FAFSA and received my Award Letter. What do I need to do the get my student loan? Western Tech has created a page to walk you through it step-by-step. Click this link to get started: Student Loan Process and Requirements.
I’ve heard that some of my tuition may be tax-deductible. Is this true? It may be true in some circumstances, including for the parents of dependent students. Learn more about it here: Income Tax Credits for Education.
What happens to my costs and financial aid if I have to leave school without graduating? There are rules for calculating pro-ration of tuition and financial aid in the case of a student’s withdrawal. Those rules are listed here: Refunds and Return to Title IV (R2T4).
I really don’t know much about personal finance, budgeting, credit reports, etc. Are there resources that will help me? Yes! We’ve collected links to some of the best resources available to help you manage your personal finances, both in college and afterwards. Those links are collected here: Financial Skills, Budgeting, Planning, and Credit.
STUDENT FINANCIAL SERVICES OFFICE CODE OF ETHICS
The Student Financial Services Office operates under a strict code of ethics. That code is detailed on this page: Financial Services Office Code of Ethics.
NET PRICE CALCULATOR
You can learn more about the cost of attendance at Western Tech and get a general idea of your cost to attend school by visiting our Cost of Attendance and Net Price Calculator. Keep in mind, this is just an estimate. It’s always best to meet with a Financial Aid team member for the most accurate information.